Smart
Banking Solutions Video Series
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| Balancing
Your Finances Episode 11 - August 2010 Reports about consumers who have had their credit ratings or even their lives wrecked by identity theft are very popular in the news media. While these incidents thankfully are rare, they also are very real. |
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| Protect
Yourself Against Identity Theft Episode 10 - July 2010 Reports about consumers who have had their credit ratings or even their lives wrecked by identity theft are very popular in the news media. While these incidents thankfully are rare, they also are very real. |
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| Take
control of your finances with on-the-go banking Episode 9 - June 2010 From managing a successful career to organizing a hectic family schedule, most people are busier than ever before. As we continue to see signs of a reenergized economy, many of us are looking for ways to balance our busy lives with fast and easy ways to take control of our finances. |
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| Find
mortgage solutions that fit your lifestyle Episode 8 - May 2010 Home sales are picking up in the Midwest and across the country. Whether you are looking to upsize, downsize or buy your first home, making the decision to invest in a home can be an exciting and sometimes overwhelming experience. |
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| < | Take
Charge of Your Retirement Planning Episode 7 - April With hopes of spending more time with family or a dream of traveling the world, many wonder if they can still make their retirement plans a reality. The financial impact of the recent recession will redefine the way many of us prepare for and build our retirement savings. |
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| Rebuild
Your Savings for the Future Episode 6 - March Many Americans are regaining their footing as they work through challenges presented by the weak economy in the last few years. Periods of unemployment, underperforming investments and unanticipated expenses have contributed to substantially smaller nest eggs for many individuals and families. |
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| Sensible
Holiday Spending Episode 5 - October The holidays are just around the corner and there’s no better time than now to establish your holiday spending plan. Not sure where to start? Take advantage of some of the services your bank has to offer to help make this year’s shopping experience an enjoyable one. |
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| Simple
Ways to Manage Your Money Online Episode 4 - August The Internet has made our lives easier in many ways, including the way we manage our finances. Online banking provides security, convenience, and can even save you money. |
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| Smart
Credit Solutions Episode 3 - July Smart borrowing can help you accomplish your goals, build your credit history, and is often part of a good financial planning process. |
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| Smart
Ways to Grow Your Savings Episode 2 - June Whether it’s buying a car or a house, planning for a renovation or taking the family on a much-needed vacation, a solid savings plan will help you get there. |
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| Getting
the Most from Your Bank Episode 1 - May President and CEO, Claude E. Davis discusses how you can earn more with all the extras at First Financial Bank. |
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Take Charge of Your Retirement Planning
With hopes of spending more time with family or a dream of traveling the world, many wonder if they can still make their retirement plans a reality. The financial impact of the recent recession will redefine the way many of us prepare for and build our retirement savings.
Whether you are 30, 15 or 10 years away from retirement, the good news is you have time to recover and get your savings back on track. By reevaluating your goals and implementing a strategic savings plan (http://www.bankatfirst.com/savings_personal.asp), you can take charge of your future once again.
Four Key Steps
It’s important that you start rebuilding your savings for the future now. Take
ownership and feel confident as you continue the journey towards retirement
by applying these four key steps:
Step One: Before you set your financial goals, you should envision what you want your retirement to look like, including lifestyle, health and well-being, and the impact of your retirement on your family. Once you know what you want for the future, you will have an easier time making the commitment to get there.
Step Two: Maximize your savings contributions and continue investing in your 401(k) plan [see investment calculators] . Participating in these types of programs will have a significant impact on your financial future. The more you invest now, the greater your financial cushion down the road. Plus, many employers match employee contributions. You don’t want to miss out on “free” money that will help boost your retirement savings.
Step Three: Establish and grow your Individual Retirement Account (IRA) [see IRA calculators]. An IRA is a smart tool to consider for its flexibility and potential for tax-free growth.
Step Four: Revisit your stock portfolio. Investors have felt the effects of volatility in the stock market. But, that does not mean you should stop investing as it may be an important part of your long-term savings strategy. It’s important to regularly review your portfolio to determine if your investment mix is right for you during all stages of your plan. At First Financial, your Wealth Resource advisor will meet with you often as needed to discuss your portfolio, risk tolerance, and allocation of funds.
Be sure to take your next step by contacting First Financial at 877.322.9530 or visiting a location today. Together we’ll review your retirement goals, discuss savings and investment options and help you take charge of your retirement planning with the right solutions for you.
Contact a First Financial banker today to get started or visit us online to find the best banking center location near you.
1-877-322-9530
www.bankatfirst.com
